Services
Life Cover
Income Protection/Disability
Retirement Plans
Education Plans
Education is one of the greatest gifts you can give your child – but it’s becoming more expensive every year. With an education plan, you’re not just saving money, you’re investing in their future dreams, career opportunities, and a brighter tomorrow.
Environmental Services
The BJ-FC environmental division offers professional environmental management services with abilities to tackle a wide range of environmental issues. The team includes specialist who are registered as Professional Natural Scientist with SACNASP.
Our services include undertaking the following:
- Water Use License Applications (National Water Act).
- Environmental Impact Assessments (EIA) to obtain environmental authorisations.
- Waste Management Licence (WML) applications.
- Atmospheric Emission Licence (AEL) applications.
- Mining Permit applications with DMR.
Specialist studies that are done at BJ-FC include the following:
- Wetland delineation and assessments.
- Environmental Impact Assessments (EIA) to obtain environmental authorisations.
- Biomonitoring and water quality monitoring.
- Floodline assessments.
- Environmental compliance audit.
- Environmental due diligence assessments (legal compliance)
- Fauna and flora (biodiversity) assessments.
Car And Household Insurance
Accidents, theft, or natural disasters can leave you financially devastated. Car and household insurance ensures that when the unexpected strikes, you can recover quickly, without dipping into your savings or going into debt. It’s protection for the things you’ve worked hard to build.
Medical Aid, Hospital Plans & Gap Cover
One medical emergency can set you back years financially. Medical aid, hospital plans, and gap cover help you access quality healthcare without the stress of massive bills. It’s about protecting your health — and your wallet — when you need it most.
If You Want Peace Of Mind. Get In Touch With Us Now
Last Will And Testament
Without a will, your loved ones may face confusion, delays, and legal battles after your passing. A legally drafted will ensures your wishes are respected and your estate is handled smoothly. It’s not just paperwork — it’s peace of mind for those you love most.
Funeral Plans
Funerals can be costly, often leaving grieving families overwhelmed. A funeral plan covers these expenses so your family can focus on healing, not fundraising. It’s a final act of love — simple, dignified, and stress-free for those you leave behind.
Financial & Entrepreneurial Coaching
Many people struggle financially not because they don’t earn enough — but because they lack guidance. Our coaching helps you develop smart money habits, grow wealth, and even build a business. It’s personal, practical, and empowering — helping you take control of your future.
Employee Benefits
Employee Benefits
Financial & Entrepreneurial Coaching
Many people struggle financially not because they don’t earn enough — but because they lack guidance. Our coaching helps you develop smart money habits, grow wealth, and even build a business. It’s personal, practical, and empowering — helping you take control of your future.
Electrical Engineering
- Certificate of Compliance.
- Electrical Instrumentation.
- Installations in Buildings.
- Modifications & Repair of Electrical Installations.
- Electrical Reticulations within a building site or a plot of land.
- Verification & Certification of electrical installations.
- Standby plant & UPS installations and maintenance.
Dreaded Disease
Dreaded disease cover, also known as critical illness cover, gives the insured financial protection should you fall victim to a serious illness like cancer or a heart attack.














